What is a Voided Check? Definition Meaning Example

A voided check is simply a check that has the word VOID handwritten or printed on it. When a check has the word VOID printed across it, it’s rendered unfit for any transactions. This is the reason banks will request a void check rather than a blank one, i.e., to make sure it can’t be used.

Cover up a Mistake

If you’re tired of dealing with paper checks and keeping records, Wise can help you manage your money electronically. Your last option is to gather all your bank account information in one place so that you can fill out a form for your employer to set up a direct deposit. All you need to do if you want to establish a direct deposit is take an existing check and write the word ‘VOID’ across the front of it in large capital letters.

When to use a voided check

If you write “Void” on a check, always use ink; someone could erase a “Void” mark made with a pencil and then try to cash the check. Whatever you do, never sign a voided check or write any additional information in the blank spaces provided. The purpose of a voided check is to provide your bank name, routing number, and personal account number. Grab a check out of your checkbook, and write “void” across the front.

You can get a void check for your checking account by writing “void” across the face of any check in your checkbook. Alternatively, your bank may provide you with a downloadable void check, which you can access from your online bank account. Lastly, if you do not have a checkbook or a downloadable void check option, you can visit your branch in person and request that they provide you with a void check.

How Can PostGrid Help Create and Mail Voided Checks?

• It’s typically written in large letters so there’s no chance of it accidentally being used.
• Voided checks are official checks from banking institutions, but they have the word “VOID” written clearly across the front.
• However, remember to record this action in your check register to keep your financial records accurate.
• Voided checks are a great help to set up direct deposits for paychecks or one-off payments for freelancers.

Unless it’s one of the usual reasons, you should never provide a voided check to anyone. If you’re the one making the payments, you may need a voided check from the other party to connect the accounts. If the other person is making the payments, he or she will need a voided check from you for the same purpose. If you’re self-employed, a freelancer, or you run a business, you may have certain clients whom you work with on an ongoing basis.

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A voided check has the word ‘VOID’ written across the front of the check in capital letters. The name of your banking institution is going to be printed prominently at the top left-hand corner of your check. At the very left-hand bottom of the front of your check is going to be your routing number, your account number, and the official check series number (in that order).

If you’re going to receive payments from an employer electronically, you can send them a voided check, so they have what does void check mean all of your bank information. Although voided checks are a practical way of sharing banking information, don’t use them indiscriminately. Keep in mind that a voided check contains sensitive information, including your bank account number and the bank’s routing number. You should only provide a voided check to trustworthy institutions or individuals to prevent misuse. Although the primary purpose of a check is to facilitate a money transaction, voided checks exist for several reasons. One group of motives derive from errors or changes in the transaction.

Make sure you use a black or blue pen with permanent ink, and if you have a duplicate check, do the same for that copy. Voided checks can serve an important role in direct deposits and other ongoing transactions. This can be because you are looking to make an ACH or Wire payment to someone’s account or to receive an ACH or wire into your bank account. Write the word “VOID” in large letters, big enough to cover most of the face of the check (except for the banking details we mentioned above). These are the three main reasons you may need to provide a voided check, although there can be other scenarios where this would be required. But what if you write a check from your checking account and later discover that you’ve made an error?

If you prefer the convenience that online banking provides, then check out Wise. Wise is a safe and easy way to send, receive and manage your money without any old-fashioned banks involved. Nor do you have to worry about logging onto online bill payment services after you set up automatic electronic transfers, either. Every check (official check, anyway) includes a couple of key pieces of data that can be used by individuals and organizations to send or request money directly from your account. Just remember to leave the bottom of the check where your checking account and routing number are listed legible, otherwise it won’t be much good as a voided check.

Even if a thief steals this check, they cannot write down a sum of funds and then use it to withdraw money from your account. Companies often request voided checks from their employees to gather banking information to set up direct deposits. If you don’t have a voided check, there are several alternatives you can use to provide your banking information for purposes such as setting up direct deposits or automatic payments. One common alternative is a bank deposit slip, which also contains your routing number and account number.

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The word “Void” should stand out from the pre-printed information on the check, so it’s clear to anyone that the check’s invalid. If you make the lettering too fine, or you use a highlighter, a potential thief may be able to either erase or cover your writing, simply copy the check and make the highlighting disappear. Voiding a check may seem as simple as just writing “void” across the front. Voided checks are also frequently requested when setting up recurring financial transactions because they contain all of your banking information. A woman sits at her dining room table with laptop and financial reports doing her monthly budget.

• You can do this by taking a check from your checkbook and writing VOID in big letters all across its front page.
• Because of this, you’ll need to hand over a voided check to supply this information.
• This means that if your void check falls into the wrong hands, they won’t be able to abuse it.

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You can ask your financial institution to send a letter providing all the same information to the party requesting your voided check. One of the advantages is your bank or credit union may send the letter directly to the party requesting the voided check, avoiding the need to send it by email. Banks and credit unions are well instructed in methods of protecting personally identifying information and they will know the best way to send the letter safely to the intended party. A voided check is a paper check with the word “void” written in large, bold letters across its face. Should someone get the voided check, the person wouldn’t be able to cash or deposit it. A voided check is a check with the word “void” written across the front, which indicates that it shouldn’t be accepted for payment.

There are different alternatives to a voided check that you can explore if you do not have checks and you want to set up automatic payments and direct deposits. Employers usually ask for a voided check as a simple way to collect your banking information for direct deposit. With the routing and account numbers from your voided check, your employer can arrange to have your paycheck deposited directly into your account on payday, saving you time and hassle.

An online check printing service helps produce such checks to set up automatic deposits. The check can be filled in or blank, but once you write VOID on it, it means that it is not valid and that it shouldn’t be accepted for payments. However, a voided check can still be used to gather information about a person’s bank details such as bank account number, routing number, and check number. This is the main reason why you should manage them carefully and keep them safe and out of reach.Voiding a check makes it invalid and impossible to use as a blank check. This means that if your void check falls into the wrong hands, they won’t be able to abuse it.

This isn’t the best possible option, but it will provide you with the relevant bank information. If you already sent a check to someone, then it is not possible to void it. The recipient will be able to cash the check unless you immediately contact your bank and have them issue a stop payment on that check. Doing so will block the bank from honoring the check when the payee presents it. In order to send the correct information to the bank to stop payment, you will need to extract the requisite information from either a copy of the check or the check register.

All you have to do is grab a black pen or marker, write “VOID” using all capital letters, and you’re all set. Also, ensure it’s written across the entire check, but don’t write over the information at the bottom of the check since it includes important banking information. While we don’t feature every company, financial product, or offer available, the information, reviews, and tools you’ll find on Crediful are based on independent research. The banking information necessary to start the direct deposit is the account and routing numbers. A voided check easily and conveniently gives access to your banking information. You do not need to sign the check or enter any other information for it to serve the intended purpose.